When it comes to health, it is always best to be prepared for whatever comes your way. Healthcare expenses are escalating every day and it can be an incredible burden to pay hefty bills after a stressful hospital stay. Hence, health insurance will prevent you and your family from having to pay out of your pocket for your medical care.
Oriental Insurance, one of the oldest insurance companies in India, is a great option for those hunting for a reputed insurance service provider with reliable policies. They have diligently updated their policy features to keep up with the evolving needs of their clients, with very low chances of claim rejection.
Buy Health Insurance Plans Online from Now
Oriental Insurance in 2018 offers various health plans and policies that cater to the specific needs of you and your family, according to the premium that has to be paid and the coverage that will be offered. The best part is that the process of buying these policies is hassle-free and can be done completely online through their website or through Coverfox.com.
Health insurance policies offered by Oriental insurance are suitable for individuals and families and come with a great set of features and benefits.
1. Individual Mediclaim Health Insurance
-Basic health cover from INR 1 to INR 10 lakh for individual persons.
-Insurance coverage from age 18 to 65 years.
-All in-house hospitalization expenses are covered.
-Health expenses before and after a hospital stay are also included.
2. Personal Accident Policy
-A benefit plan covering accidents as mentioned in the policy terms and includes permanent or partial disability and accidental death.
3. Janata Personal Accident Policy
-This policy may be utilized by any occupational risk group and offers a cover between INR 25,000 to INR 5 lakh.
-Individuals between 10 years and 80 years can avail of this policy.
4. Nagrik Suraksha Policy
-A personal accident policy which covers permanent or temporary disability.
5. Happy Family Silver Plan
-The whole family can be covered under this plan, including dependents between the ages of 3 months and 25 years.
-A coverage between INR 2 lakh and 5 lakh.
-Only 2 members can be covered under the Happy Family Silver Plan.
-Charges before and after hospitalization and ambulance charges are included in this plan.
6. Happy Family Gold Plan
-Another family floater plan like the Happy Family Silver Plan, the Gold plan promises a coverage between INR 6-10 lakh.
-It is the same as the Silver Plan with additionalfeatures like daily cash allowance, add-on coverage for personal accidents, etc.
As you can see, the policies offered by Oriental Health Insurance comprise of a wide range of requirements and are suitable for families and individuals from all walks of life.
Added Benefits of Choosing Oriental Health Insurance Policies
There are numerous advantages of selecting Oriental Health Insurance plans for your family and yourself.
- A maximum of seven members may be covered; three children and four adults.
- The policies on offer may be renewed lifelong.
- All medical expenses thirty days before hospitalization and forty days after hospitalization are covered under these policies.
- Illnesses that existed prior to availing the policy would be included after a four-year waiting period.
- Co-payment is 10% of the claim amount.
- A reputed insurance company with low chances of claim rejection.
- Deductions offered on premium and fair pricing of policies.
- A well-organized claims processing system with cashless service at network hospitals.
These added features and benefits make Oriental Health insurance policies some of the most sought after in the industry.
Oriental Health Insurance Is a Reliable Insurance Service Provider For Your Entire Family
When it comes to health insurance, it is always best to stick with veterans in the field, to assure a stress-free experience when it comes to filing claims and reimbursement. A great tool like Coverfox.com allows you to compare between various policies offered by insurance companies. Moreover, it offers clarity and sound advice regarding what is included or excluded in each plan as well.
Oriental Insurance, with 71 years of experience, assures a smooth process to cover your in-house, pre-hospitalization, and post-hospitalization charges. It allows you to concentrate on the health and wellbeing of your family members without bearing the financial burden that comes with medical bills. Choose health insurance wisely; go with the top health insurance plans from Oriental Insurance and you won’t go wrong.